Amberwood at Holland is sold on the normal progressive payment scheme. The price is paid in instalments that follow construction, starting with the booking fee in 2026 and ending with the final payment at statutory completion.
Amberwood at Holland Progressive Payment Stages
The stages and percentages are prescribed by the Housing Developers Rules for homes bought while the building is under construction. The right-hand column gives the running total.
| Stage | % of price | Cumulative |
|---|---|---|
| Booking fee, on grant of the option to purchase | 5% | 5% |
| Sale and purchase agreement, signed within 8 weeks | 15% | 20% |
| Completion of foundation | 10% | 30% |
| Completion of reinforced concrete framework | 10% | 40% |
| Completion of partition walls | 5% | 45% |
| Completion of roofing and ceiling | 5% | 50% |
| Completion of doors, windows, electrical wiring and plumbing | 5% | 55% |
| Completion of car park, roads and drains | 5% | 60% |
| Temporary Occupation Permit (TOP) | 25% | 85% |
| Certificate of Statutory Completion | 15% | 100% |
Standard schedule for a building under construction under the Housing Developers Rules, checked 6 October 2026. The sale and purchase agreement governs; the Sales Concierge confirms the schedule before booking.
Amberwood at Holland Cash, CPF and Loan Portions
The 5% booking fee is paid in cash. The portion the bank does not lend is then paid before any loan money is drawn, and MAS sets the minimum cash within it. A buyer with no housing loan outstanding borrows up to 75% and funds 25%: at least 5% in cash, covered by the booking fee, and the other 20% in cash or CPF Ordinary Account savings within CPF rules.
| Borrower | Max loan | Own funds | Minimum cash |
|---|---|---|---|
| No outstanding housing loan | 75% | 25% | 5% |
| No outstanding loan, tenure over 30 years or past age 65 | 55% | 45% | 10% |
| One outstanding housing loan | 45% | 55% | 25% |
| Two or more outstanding housing loans | 35% | 65% | 25% |
Source: MAS, checked 6 October 2026. Rates can change; confirm with MAS before you sign.
At 75% financing, the booking fee and the 15% at signing bring the buyer to 20%. Half of the foundation instalment completes the 25%, and from that point the bank pays each stage. The Amberwood at Holland housing loan page explains the lower band.
How an Amberwood at Holland Loan Is Drawn Down
Each time a stage is certified, the developer issues a notice and the bank releases that instalment from the loan. Interest during construction is charged only on the amount drawn, so monthly repayments begin small and rise as the eleven blocks take shape.
Some early stages may be certified by the time a home is booked. Those instalments then fall due on the timetable in the sale and purchase agreement, and the Sales Concierge confirms the certified stages at booking.
Amberwood at Holland Completion Dates and the Final Instalments
The 25% TOP instalment follows the expected TOP in the second quarter of 2029, subject to authority approval. Vacant possession is expected by 30 June 2030, and the final 15% is paid on the Certificate of Statutory Completion, with legal completion expected by 30 June 2033.
Stamp duty is paid early and separately, as the Amberwood at Holland stamp duty page explains. The progressive payment calculator sets out every instalment for a chosen price and loan, and the TDSR calculator tests the repayment against income.
Register Your Interest in Amberwood at Holland
The Sales Concierge sends the e-brochure, the full set of sixteen floor plans and the current price list for Amberwood at Holland, and arranges a private viewing of the three show units at the sales gallery at a time that suits you.
What the Sales Concierge sends
- The Amberwood at Holland e-brochure and the full project details.
- All sixteen floor plan layouts, from the 872 sq ft 3-bedroom to the 1,572 sq ft 5-bedroom Luxe.
- The current price list and the balance units chart by block and stack.
- A private showflat appointment and the numbered site plan of all 28 facilities.
Register Your Interest
No obligation. The Sales Concierge responds personally to every enquiry.
To talk it through instead, call +65 6200 6220 or send a WhatsApp message to the same number.